Thanks DG for your input. I suppose we're always going to get the odd one who's going to try their luck and test our patience! But it's good to hear the flip side though!

I only offer it because there are still a few members out there that don't use PayPal at all, but if I had a higher volume of sales I would probably consider removing it as an option.

My sentiments entirely.

I have probably been overpaid by the odd few cents when buyers have paid over the counter than I have been underpaid, and I wouldn't post if it was more than 50c, so that is the least of my reasons for preferring Paypal. (except for my regular buyers who say they are going to pay and I post their things off before they even log into their bank accounts lol)

Hi,

I am a big buyer off ebay and I love buying. I also love to pay by direct deposit and get really annoyed by ebay for deliberately leaving of dd details on invoices that the seller sends me. This is so you and I are 'encouraged' to use paypal as ebay makes their cut as well.

Just another trick to line ebays pockets, its hard enough out there without this crap.

Good luck with your selling.

Poobear46pinkchook - Robyn.

Hi, I am a big buyer off ebay and I love buying. I also love to pay by direct deposit and get really annoyed by ebay for deliberately leaving of dd details on invoices that the seller sends me. This is so you and I are 'encouraged' to use paypal as ebay makes their cut as well. Just another trick to line ebays pockets,

Robyn, the bank details are there or not there depending on the SELLERS wishes.    If a seller wants you to have their details there is provision on eBay for them to putthem on the invoice at checkout automatically.

eBay do NOT remove or add them... only the Seller can do that, so no ''trick'' by eBay at all.

As Lindy says it is entirely a seller's choice how and where the bank details are available.

I would rather buyers used Paypal but I make it as easy as possible for any who wish to pay by bank deposit to do so.

I use bank deposit express so the details are available inn checkout.

My after sale emails have my bank details in them and I also have them there in the listing.

OP I don't have any trouble with customers underpaying me. I like the fact that it saves me a little in paypal fees. However, it does take some organisation to keep a check on payments coming in. So the extra work evens out the saved fees.

Direct deposit is my preferred payment metod, simply as there are no fees.  I only check the bank account once each day to see what is there (mid morning for that day's post run). Never had a problem in over 6 years of selling.  Mind you, direct deposits are now only about 5% of payments but used to be 50% some years back.

I offer both Paypal and direct deposit and have never had an issue with underpayment or a "missing" deposit to date.

On the rare occasion buyers overpay by a few cents due to rounding up their payment, and a few have overpaid as they have made payment prior to requesting a total prior to checkout.  (I have flat rate and calculated postage on listings).

When the overpayment relates to a combined postage discount I simply ask the buyer for their account details and transfer the funds back to their account, keep a credit in my accounting records for them or add another item of at least equivalent value to their package.

I guess whether or not it is a hassle is based on an individual sellers' preferences. Personally I prefer it to Paypal as I don't have to pay Paypal fees and have the funds in my account immediately.

I find it a big task to check especially when trying to match up payments, and then it's tax time. Never have I had a paymnet go missing, although I think someone underpayed me by 10c once.

I find paypal the most efficient form of payment (echecks excluded) , they should make it 10c instead of 30c per transaction though.

Personally I prefer it to Paypal as I don't have to pay Paypal fees and have the funds in my account immediately.

Ummm... no you don't. You have to wait between 1 and 3 days to get paid, because that is how long the bank transfer takes.