That is all very well but you cannot refuse a Paypal payment and while the buyer has no Paypal protection if they have funded the payment with a credit card they can do a chargeback and you have absolutely no defence as you have no proof of posting.   My way eliminates even that minimal risk.

If the item is pu only and i state cash on pick up only, then anyone paying by paypal would soon find their payment refunded by me!

I realise I have to offer PP because i cant list without offering it, but im not going to accept a pppayment for a pick up only item. esp since the buyer might not even find the item suitable at time of collection.

How about you just do it your way...and i will do it my way...and Azurline can do it her way! B-)