I find paypal the most efficient form of payment (echecks excluded)

Yeah, they are a bit slower, but they work OK if you just have a process for monitoring the payments. I just have a "pending payment" folder in my email, and the transaction folder (one per sale) gets moved SOLD > PENDING > PAID > SHIPPED > RECD as it processes through my system

eCheques are the BEST form of Paypal payment, because they are 100% verified "not a Credit Card". This means that the buyer can never do a chargeback on you.

I prefer eCheques compared to every other type of Paypal transfer, and the processing delay is basically the same as Bank Deposit anyway.