It's just down right deceptive and gives a false impression of the buyer and most likely can lull a seller into a false sense of security.

?????

How on earth does a non payer 'lull a seller into a false sense of security' ?

Security for what ? It's not like a seller would be dumb enough to post without payment & ebay doesn't offer a loan facility.

That's hysterical.:^O:^O:^O:^O