I would ask where u get your information from as Target takes credit card for click and collect I order pay by visa then pick up 2-3 weeks later.

Scoopon, cudo etc I pay for deals American express then order from the company later.

I have phoned may stores where they have an item I want pay them over the phone with my master card and pick it up later.

Photos that I have developed. I order pay buy card and pick up the next day.