my mum is correct though its still  unfair to the seller, why should they have to be wary at all of DSR,s just because a purchase was made via a echeque. Seems bizarre that someone would need to fear retaliation threw absolutely no doing of there own.  It should be payment made on the 18th that is when it cleared and was accessible prior to that it is simply pending meaning in a process of being fulfilled but not as yet complete.   my mum has a point there should be a protection in place to protect the seller from unreasonable feedback being left due to an echeque delay. But what as they will just still leave it but say it was something else.