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@apat09 wrote:

Why does ebay not allow me not to accept e-Check payments? It should be the sellers choice not to accept them or not. I get uptight when buyers use them to manipulate  prolonging  payments. 

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If you offer PayPal on eBay, you have to accept them (there is a setting in PayPal to prevent them, but not for eBay payments). But, if you sell on eBay, you don't have to offer PayPal - the alternatives are Paymate (always CC funded) and direct credit cards if you have a merchant account, so you do have a choice.

Unless the buyer doesn't have enough funds in their bank account to cover the payment, the money is taken from their account within 24 hours, so from their perspective it's not a way to prolong payment, but a safer method to pay for an item where their only other choice might be bank deposit, and for the most part it just delays postage, so while the (completely unnecessary, IMO) clearance delay can be a bit inconvenient, this is a service for the buyer that you have to provide as part of offering PayPal on eBay.

That being said, it's not unheard of for buyers to intentionally pay without having enough funds, and I know that could get quite frustrating if it happens regularly. I've had a few do that with bank deposit payments, too (that is, tell me they've paid when they haven't, but at least with a PayPal eCheque they can't do what several have done in the past with bank deposit - intentionally pay less than the total due).