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@lyndal1838 wrote:

From a buyer's point of view Paymate is not as good as paypal when it comes to disputes.....it costs us money to open a dispute and there is a limit on the number of disputes you can open.

 

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There is a limit to the number of claims a buyer can make (2 in 12 months), as well as a lower maximum payout ($3000), but it doesn't cost the buyer anything. They also say the seller has to be an approved TrustMark participant for the buyer to be eligible for protection, but they no longer have any information available (that I can find) about how to qualify as a TrustMark seller. Since payments made via Paymate must be funded by a credit card, many people will still have access to chargeback options for the full amount. 

According to Paymate, you need a FB rating of 0 or a percentage higher than 98% to use it on eBay as a payment option. 

IMHO, adding Paymate in addition to PayPal is unlikely to increase sales, or have any noticable effect, as buyers generally aren't looking for alternatives to PayPal as far as electronic payments go. I know that when Paymate is offered instead of PayPal, buyers often immediately mistrust the seller because for some reason they think if a seller doesn't want to use PayPal, they want the buyer to have less protection, but Paymates own protection program aside, the seller has less protection than the buyer when it comes to CC chargebacks. 

There also seems to be an issue with Paymate automatically rejecting some payments over $100 (supposedly a safety measure, but it would be annoying at best and could happen after you've posted items at worst).