We got one of these earlier in the year for an $8 item.

We chose not to fight it as we also had no seller protection as we use large letters.

The $8 was frozen and never refunded. We were also billed the $15 fee.

So we contacted the buyer about it and she agreed to send us the $8 and the $15. Most unexpected we thought.

She was very apologetic but refused to say what actually happened.

We gave her our bank details and it showed up a couple of days later.

To this day we never heard any more about it from PayPal. But due to the buyer refund we were not out of pocket so we never worried about chasing it any further.