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24-08-2014 03:20 PM - edited 24-08-2014 03:20 PM
@dylan11235813 wrote:The thing is though going by paypals email it is the buyer who initiated the unautherised use on thier own credit card. If the card was stolen or something wouldn't the cardholder be making a claim and not the buyer.
You'll probably never know if the buyer is the cardholder, as those details aren't disclosed to the seller. If the buyer is the cardholder, and all their details match 100% (that is, the cardholder's name and address match the name and address used via PayPal), it would be a very poor decision on the bank's behalf to allow an unauthorised use chargeback to be successful, IMHO.