You mean with your bank account for automatic payments for refunds to buyers? I saw something like that with my buying account yesterday that i don't remember doing with this selling account.

Starting this month,the U.S has the  No Hassles Refund system where eBay refunds after sending the buyer a postage label to post the item back to the seller,then they bill the seller for return postage at eBay rates.

With every U.S listing except for car sales,there is the eBay banner on the listing with something about money back guarantee & you have no choice even if your listing states no refunds.

Yes that is the U.S but we will probably get it next & PayPal probably want access to bank accounts to refund buyers if the seller transfers the $ out of their PayPal account.