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@bakeandfry wrote:
Dg, so does that mean if somthing sells before change, and the 30 days from ebay push it past to the new change, does it then automaticly then change from 45 days to 180 days on paypal????

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The two protection programs will operate completely independently (except for an open PP case resulting in a defect, I believe), so for any item purchased after 1st November on eBay, the eBay MBG will be in effect (if the item is covered by the policy). 

PayPal's 180 days will take effect after the 18th, so will apply for any items purchased and paid for via PayPal on and after that date, but any item purchased from now to the 18th will have the current PayPal 45 day limit.