We have been studying eWay as an option for our own website.

They have different plans to suit from the beginner, who may only have a small number of transactions, to larger volume sellers.

The fees are slightly higher than PayPal if you are on one of the low volume plans. High volume sellers will beat PayPal for fees.

But you don't need to set up and pay the separate fees for the merchant bank account as they handle all that for you included in their fee.

The downside of not offering PayPal is that element of mistrust as eluded to in above comments. So you may lose sales to this.

eWay do have a credit card screening facility available as well. This is designed to look for cards that are either illegal/stolen or may have a hsitory of chargebacks before being allowed to be used to make payment. This is supposed to reduce the number of chargebacks you might be subjected to. But I believe this service costs extra on any of their plans.

PayPal are a bit like eBay in this regard. If you don't like trading on ebay you really have no viable alternative to turn to. Likewise PayPal.