Going by your 20* feedback i take it you haven't had to deal with this situation time & time again, If & when you do you will change your tune quick smart.

well, actually this is my posting ID, which I accidentally buy something with now and then.  I have other buying ID, and couple of selling IDs.  But you are right, I have not had many people I had to chase for payments; but my log shows heaps who tried to bid and were blocked because they had too many strikes.  🙂