As experienced a seller as you are how could you possibly not know that you only have seller protection if you send to the address on the Paypal transaction page? The buyer would not have to change any of their ebay info other than clicking on the link in checkout and entering the address they wanted the item posted to, that would then be the only address which Paypal would have. If they had asked me to send to a different address I would have informed them that I would have to refund them and they would have to go through checkout again.