@Anonymous wrote:

Can you prove our funds are actually earning interest for Paypal or Ebay? 


Its in the terms and conditions. They state that they place it in an Australian bank account.

Edit: <snip>

10.4 In consideration for your use of our Services, you irrevocably transfer and assign to us the right to earn interest that may accrue on funds held by us. This applies only to interest earned on your funds and does not grant us any ownership right to the principal of the funds you hold with us, subject to our User Agreement.

 

15. How PayPal manages the funds in your account

15.1 Any funds held in your account will be pooled with money from accounts of other customers and deposited into a licensed bank in Australia. This does not affect your right to withdraw funds from your account.