Buyer restriction

Hi I'm new to eBay (2 days).

I received this message when I tried to do a buy it now.

 

You’ve reached a temporary buying restriction.

You can only buy items where you can pay immediately at checkout. To continue, find an item with an immediate payment method and click on the “Add to Cart” button in the listing.

 

Anyway I did what it said but still cant buy.

I verified my bank account (all good).

What gives.

Do I need  to wait 7 days???