@change-your-username wrote:
Who as a buyer wouldn't want to buy something and pay it off over 4 instalments interest free and get the goods up front?
You may not be interested, but the online sales being driven by eBays competitors says you are in a very small minority.
Because some of us don't like owing money when we can avoid it, and paying something off in instalments constitutes owing money.
The vast majority of consumers (both online and offline) still pay for goods upfront, so I'm not sure what you're talking about with your second statement.
As someone who works in bricks and mortar retail, I can tell you that, since the introduction of Afterpay and Zip Pay, we've never had more returns. Paying $25 for a $100 item is too appealing for some people, and when the reality hits that they still owe another $75, they want to return it. As an eBay seller, I don't want to be dealing in an increase in returns, so if it's ever introduced on eBay, it'd better be opt in, so I can opt out.
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