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@nigelmolesworth wrote:

there are no drawbacks using AfterPay, unless you cannot divide the cost of the item by 4,if you cannot you should be in Tafe to study your education and especially mathematics

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Guess you didn't read Padi's link, then -

Most of the purchases made using Afterpay will be paid in fortnightly instalments. Missing an instalment results in a $10 fee and, if you fail to make the repayment within a week, another $7 fee will be charged. Missing all of the repayments on a pair of $100 jeans then has the potential to put you back an additional $68.

That looks like a couple of big drawbacks to me, if you're on an Age Pension