The fees for pick up items are deducted when the sale is made - BEFORE the seller receives payment.

Just to add I have asked Ebay these questions and none of the chat bots can answer it which blows my mind a bit!

Actually - not sure you can stipulate - cash only.

Buyers are usually given the choice of paying through eBay - or cash on pick up.

Just to be clear... when a pickup item sells, the related fees are debited from your payment balance which is yet to be paid out.

If there are insufficient available funds to cover those fees, eBay will debit the bank account which you nominated for payment of seller fees.