Crikey I wouldn't have a clue about the refund and fee rules in the UK now as I don't sell much any more while I am here in the UK. I keep up to date with the general idea of policies here but do not look in depth at selling policies, the rare sale I do list is usualy for pick up items.
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It says in this book I am reading that by 2065 80% of women will be overweight.
See what a trendsetter I am?
