When you finally wake up to what is driving it, let me know.  Not ebays choice,  except for the choice to comply or cease operating.

The 2.5% ebay is charging is identical to what paypal were charging,  but apparently you expect ebay to perform this function for free.  As far as the time it takes, I do not care, and I certainly do not need your assistance to transfer a piddly $1000.00

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@mtshed2014 wrote:

legislation ?

or do you refer to eBay policies ?

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New legislation that ebay is required to comply with

Do you have a specific legislation that is relevant to a new 2.5% fee charged on a particular method of payment transfer on eBay alone ?

All of the banking institutions have been under scrutiny of late inclusive of PayPal.
eBay continue to facilitate PayPal payments.

when you say " apparently you expect ebay to perform this function for free "

..what is the function ?

compliance ? , or "managing " a bank to bank transfer that never needed management in the first place as both sending and receiving institutions are far more equipped, and regulated, to manage the movement ?

None of my bank common bank transfers, PayPal payments, AfterPay transactions have incurred additional fees due to Royal Commission outcomes, or Aus. track

If this 2.5% fee is eBay relaying their compliance charges on to their members then why is it not over all transactions ?

Items paid with PayPal are pretty much structured the way they always have been.

I get the feeling we'll just disagree, so I'll move on from K-pop to Let it Be

All the best to you.

there was a bit of pass the dutchie to the left hand side during my phone discussions with Fair Trading, AFCA, ACCC , ASIC and RBA....( can tell I didn't have the best of mornings ) 

But there was some progress, and there was some genuine interest and advice.

What that means who knows.

(just replying at the end of the thread and not in reply to any particular poster)

Having spent a bit of time reading and posting on Managed Payment threads today I have found something that might explain why Managed Payments don’t include Bank Transfers for purchases.

eBay Money Back Guarantee policy says to be eligible:

• You must complete and pay for your purchase on eBay.com.au using an eligible payment method at checkout;

The MBG policy says that:

• Items paid for using any other type of payment method not listed above (such as bank transfer, cash, money orders, escrow services)

(spoiler shows screen capture from MBG policy)

Spoiler

https://www.ebay.com.au/help/policies/ebay-money-back-guarantee-policy/ebay-money-back-guarantee-pol...

If Bank Transfers were allowed through Managed Payments then eBay would need to include these under the MBG.

Interesting.

I know there'll be some policy or definition to explain but still....

To register for managed payments eBay require members Australian bank account details. This is the specific requirement, acceptance, and exchange of account information members furbish to eBay.

Payments are now sent and received to and from those eBay members bank accounts via an eBay fund in the middle ( managed by Ayden ) , and under the title of managed payments.

I am currently receiving payments transfer to my Australian bank account for eBay sales from Ayden Australia. So there's no doubt there's bank transfers involved in this process...obviously has to be.

I am thinking maybe eBay are saying there is no member coverage or recourse should person to person direct bank account info be exchanged and then bank to bank transfer instigated directly without processing through managed payments prompts.

However paying via managed payments still involves bank transfers.

We can call a duck a chicken as many times as we want but it's still a duck, as fowl as they may be.

If this was an unavoidable overriding charge for managing all payments then why wouldn't the 2.5% also apply on top of the continuing PayPal fees ?

and let's not be naïve , the only payment option that I can see removed from listing and payment processes is the direct bank payment option. 

In the detail lies the cunning, which your post has surely helped me with.

Being the seller we're required to register for MP and also accept bank transfers from eBay/Ayden, as apposed to accepting a bank transfer from customer.

The closest eBay managed payments will come to allowing a bank transfer from a buyer is permitting purchase using a debit card, which in short is :

A debit card (also known as a bank card, plastic card or check card) is a plastic payment card that can be used instead of cash when making purchases. It is similar to a credit card, but unlike a credit card, the money is immediately transferred directly from the cardholder's bank account to pay for the transaction.