A long time ago when listing cost was based on many different start prices it used to cost a lot less to start at 99c however it was rarely worth it in the long run even back then. Now you can get 40 free listings a month there is no point in selling anything for 99c which will barely cover the costs of selling unless you are sure of your market or are using it as a loss leader.
IMO the Paypal fee is worth every cent. Without it how many people would be prepared to spend so much with no buyer protection and how many people who haven't the ready cash would be unable to buy if they couldn't use their credit card? There is also the fact that it saves so much time post sale preparing and posting plus it makes book keeping so much easier.
You are not likely to sell too much with multiple bids when you give so little information in your titles, no size in the jeans for instance. Those ladies mixed items would easily post in a 3kg satchel so no point in restricting your market to local, you also are offering COD as a payment method, that means cash on dlivery, not cash on pick up.
Just a note to end, saying you prefer bank deposit is a very good way of ensuring buyers will be more likely to use Paypal, you may think it shows that you don't like paying the fees but to a buyer it just gives the impression you will be less likely to refund if you cannot be forced to.
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It says in this book I am reading that by 2065 80% of women will be overweight.
See what a trendsetter I am?
