@purplemon18 wrote:
@digital*ghost wrote:
I think you underestimate how used to using credit cards online that people actually are - outside of eBay, there's always a good chance that an ecommerce site doesn't even accept PayPal, and although Australians are still quite fond of it, the majority of my international customers prefer using CC, and only about 50% of Aussies stick to PayPal for most of their purchases (I provide both options via two different sites - one is another ecommerce site like this, one is my own site, so I have a pretty decent sample pool of who uses what). PayPal will continue to be offered only for about a year or two once the system changes, so the new system will definitely be rammed down people's throats, as it were.
Sorry, that's not quite what I meant. I meant that Paypal is one of the biggest payment processing systems used by online businesses.
According to this website, it's number 2
https://financesonline.com/top-20-payment-gateway-providers/
Ebay has decided to not only sell, but stop using a trusted, well established, and dare I say secure system. Instead they plan to build their own system and force all their customers to use it. Considering how slap together and clunky the ebay site is to use, I'm actually a little scared that ebay's new payment gateway will get hacked shortly after it launches. Personally I plan not to use it for as long as I can. Give them a couple of years to get it working properly.
Leaving that aside, people hate change, so there will also be resistance from regular customers who don't want to switch to a new system. Hell, I still get customers who want to do direct deposit instead of paypal like it's still 2005. They may use other methods when they shop elsewhere, but paypal is just how it's done on ebay for many people.
Anyway, I'm hijacking a thread, so I'll see myself out.
You do make some good points - my post about holding out hope all the loose threads will be tied together when the system is finally implemented was actually a little tongue in cheek; part nod to the perennial fantasist that I am, and an acknowledgement that that side of me is usually bitterly disappointed where eBay is concerned, but at the same time I think it was inevitable for eBay to move this way, because it should provide buyers with more payment options.
Some buyers will steadfastly refuse to use PayPal, or even can't- and I'm speaking in general since this will be implemented worldwide, so that's the perspective eBay is looking at it from, too - they won't even use PP as a guest, nor want to risk bank deposit, so even though they're likely in the minority, in the long run it should open up eBay to more buyers, as well as (in all liklihood) lower the operating costs for eBay.
My two biggest concerns at this stage are A) what kind of seller protection will be available for chargebacks, and B) ebay having greater control over and access to my revenue, more specifically being in charge of when I get it (this already happens to a degree for some sellers, but at the PayPal level who operate in Australia and have to answer to our industry watchdogs. eBay's operation may not have the same constraints, therefore we sellers may not have the same recourse when something goes wrong).
I suspect they will do what Etsy did, eventually if not at first, which is make PayPal available to buyers, but the payments will be paid to eBay who will then disburse the funds, so no more direct payments into a seller's account.
) I think it would be worthwhile considering what to do if that becomes an eventuality on eBay. 
