What does it say when you click the "learn more" link? It may not be very informative (given it's eBay) but it stands a better chance of explaining what the promotion is and whether it's perpetul than anything forum members can speculate (unless they also have this promo and learn more link to click - I don't ๐คฃ ).
Free listings are always on a cycle, though, no matter how many are available. I wouldn't assume this is a sign the quantity of free listings will end entirely, especially as MP's allocation is not "unlimited". It's 250k per month, meaning that if you use 100 of the 250k, they expire at the end of the month and don't rollover to give you 499,900 the next month. Many sellers wouldn't get close to even 250k over the lifetime of using eBay, many other sellers would if it was cumulative, so the offers expire.
There's no point comparing US fee structures to Australia's and bemoaning what they get that we don't. They did not get 250k free listings, BTW, for being on MP, they got 10k, in selected categories only, and just a few hundred in all categories. They have to pay if they want gallery plus, to schedule listings, pay extra for being visible on international sites (none of which we have to do), and it's as much as $6 (USD) p/m for a subtitle on an item over $150. The non-store holders do have 200 free listings per month, though, up from the old 50.
Not sure about using online banking on a phone... or rather, not being able to without one - never heard that before. All of my current accounts were created online before I ever had a smartphone. I have one now, and apps for both banks I hold accounts with on that phone, but I can still log into all of my accounts on my PC and do all the stuff I can do on my phone through the app ๐ค
