Paypal found in buyers favour, what if item is returned broken?

[daisysmum]

Hi there,

Really disappointed with PayPal!! Buyer bought white ruffled lamp a month ago. Buyer complains lamp wasn't pink, she presumed it was pink and stated she didn't read description or title which clearly stated 3 times it was white.
Buyer did chargeback staying item severely not as described!!!! It was exactly as described, just she never bothered to read it!!!
and PayPal found in her favour !!!! They didn't listen to a word I had to say it actually check the facts!
Anyway, they are now refunding my money to her, lucky me wasted expensive postage cost for her lack of reading as well, just to really make my day.
My question is.... I spent 90 minutes packing that parcel to her, it's very breakable. I am not holding my breath that she takes same care with return packaging, she appears a dimwit. What if my item is returned broken??? I have zero faith in paypal in this matter, do I end up $175 out of pocket, and a broken item????
Thanks!!