paypal accounts

ebay is in my husbands name, we have two paypal accounts, one linked to my husbands debit card and one linked to my debit card and when either one of us was purchasing an item we had the option of switching paypal accounts to pay for the purchase, but today that option has gone and my husbands paypal account gone, and unfortunetly it came out of my paypal acc, also why do we need a code sent via sms, l have been receiving these as only my paypal exists, l linked my husband debit card to payment section today but he wanted to use his paypal as its the safest method, whats going on? cheers Trea

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Apparently you can add users to your PP account to create a joint PP account, but only if you have a business account.

If a PP account pays for another persons purchases too many times it is auto flagged by PP as holder having multiple accounts which is not permissible.

I personally had a PP account limited exactly for this reason.

You will need to call PP.