Will I be penalized if I accept a return?

Hi,  I have a buyer wanting to return an item at her expense. She says the cardigan is lovely & fine but it is too big for her. All measurements, size etc were on the listing. Normally I would accept the return & relist but with the new rules coming in will I be penalised in some way?  The new rules are confusing - Am I correct in believing there is some kind of penalty just for the buyer contacting you by email after the sale?

I need to go out shortly, so wont be able to reply to any posts till later today.

Thanks in advance

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