on โ05-09-2014 10:08 PM
on โ07-09-2014 08:14 PM
CQ I clearly said if the buyer paid DIRECT using a credit card, in other words not through Paypal. No anbiguity there!
โ07-09-2014 08:59 PM - edited โ07-09-2014 09:00 PM
Can someone clarify whether or not a guest payment is eligible for PayPal's Buyer Protection? I know that payments made via guest checkout make a transaction ineligible for Seller Protection, and there is now also this in the user agreement:
S12.1 You may be eligible for the PayPal Buyer Protection Policy if all the following requirements are met:
Your payment is made from your account and not directly from a Credit Card processed through our Website Payments Pro or Virtual Terminal service;
If the above means that guest payments aren't eligible for Buyer Protection, a credit card chargeback would be the only available option.
on โ07-09-2014 10:51 PM
The way I read it the buyer was a guest on ebay so I have no idea what that implies for a dispute.
If you use paypal as a Guest then you have to join paypal using the same details as you used for the guest payment. The payment should then show in the account and it is a normal dispute from there on.
on โ07-09-2014 11:29 PM
Well, this is the bit that makes me dubious:
Your payment is made from your account
Which doesn't happen if you pay as a guest on any website, with or without an account at the time of payment - and that line is ended with a full stop after the word account in other sections.
The thing is, a dispute can be opened for any PayPal payment, as far as I know, but it's only if it's eligible for Buyer Protection that it can result in PayPal facilitating a refund if the seller refuses to do so voluntarily.
Like I said, though, I'm not 100% certain, which is typical of PP's user agreement lingo (at least for me), but that's the impression I get, and as I said, guest payments aren't eligible for Seller Protection anymore, either. I'd be interested if anyone can confirm for sure one way or another, though.
on โ07-09-2014 11:40 PM
on โ08-09-2014 03:45 AM
Creating a paypal account after you have used paypal as a guest to make a payment is not hard and the paypal gobbledy **bleep** tells you that is what has to happen if you need to open a dispute. It makes no difference if it is an ebay purchase or not.
My concern is that the OP was also a Guest Buyer on ebay. I had no idea that could even happen until a few months ago.
โ08-09-2014 04:42 AM - edited โ08-09-2014 04:43 AM
I've just about given up trying to keep up with all of the (unnecessary) changes around here lately, Lyndal, but what I found most amusing about your post is that the stupid profanity filter must have thought you were mentioning a racist term because in its infinite wisdom, it has bleeped-out the word G O O K.
on โ08-09-2014 04:15 PM
I have only just seen that CQ. At first I was astonished that a well known colloquialism would be bleeped but I googled the term and found that I was being racist....the word is a derogatory term that came to prominence during the Korean War.
It is hardly a term that enters my vocabulary on a daily basis, particularly in a racist context and that is certainly not how it was used here.
I sometimes think the bleep draws more attention to these things than they deserve.