Paying by echeck miss sale coupon price?question

[collectnow66]

hey guys so i wanna buy something by using a echeck i never used this option before the place i buying from has 20% coupon thing which ends today but they will get the money in 3-5 days so does that mean i still eligible for the discount or can they regect it? 

[lyndal1838]

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@esayaf wrote:
I don't have a credit card.
Talking about credit cards Citibank used to send me preapproved credit card applications constantly. One day I filled one in and sent it back to them.
Strangely I don't get anything from them any more

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I know what you mean about Citibank.   I used to be driven mad by their CC applications.  As soon as I completed it and sent it back I was rejected for the card and never heard from them again.  I wished I had sent it back years earlier...it would have saved me plenty of frustration.

Do you have a Visa debit card as a backup funding source, even if you don't use it?

That will allow echeques to become instant payments?

Debit and credit cards are treated the same way in this case.

[esayaf]

No I don't have Visa. I can only assume that I hit some magic mark with PayPal and they then made all my payments instant. I have never had a PayPal transaction rejected by my bank and I was buying heaps of stuff on eBay back then. One day the payments were eCheques and the next day they were instant. It was weird because I received the stuff I'd bought last first as the eCheques had to clear on the stuff I bought first.
Same here with Citibank. Put up with those annoying applications for years. If I had been looking to get a credit card I definitely wouldn't get theirs the interest rate is very high

[*tippy*toes*]

I used to get credit card spam in the letterbox quite regularly. Citibank, Diner's Club, Amex. One time I filled out the application for Diner's Club. When I got to the income section I put $4. I can't remember now if I was supposed to put monthly or yearly income, but either way, it was nowhere near their standard. I got a lovely letter rejecting my application and I never heard from them again.

The others, well, I had a bit of fun for awhile. You know how they always send you a postage paid envelope (or whatever it's called when they pay to receive the envelope back)? It's a great way to get rid of junk mail and other carp around the house you no longer want, like dead leaves off the African Violets............