I posted about this before re a phone account debt that is not mine.
I am trying to get a home loan and I have a big problem getting this because my credit score shows I have an unpaid debt .
But it is not mine. I contacted the company and was emailed the account. It is in my name, old address from 13 years ago and old phone number from that address also cancelled 13 years ago.
This unpaid account is using my name, date of birth, that former phone number and address but is 6 and 7 years after leaving that address.
The calls are to Adelaide, Brisbane , Melbourne, Perth, South Africa, USA, Japan, Taiwan, Denmark , Fiji.
I can't get a home loan with this. What can I do ?
Thanks