Any travel insurance gurus out there?

My son is heading overseas on Sunday, he's got a one way ticket and no insurance yet.

 

He wants to be very flexible about his travel arrangements, suggestions welcome. His flight is into India, he has both British and Australian passports. He really doesn't know how long he will stay in India - his rough plans are to visit parts of Africa and Europe as well and if his money lasts then onto the USA. He wants to do a lot of travel by land.

 

I'm guessing it is a very hard question to answer but I don't know much about the subject so when discussing it with him over the next few days I want to be able to tell him some possibilities and options.

 

Thanks in advance 🙂

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Any travel insurance gurus out there?


@jean2579 wrote:
Donna, has he checked out the attitude of the various customs people. A lot of them question a one way ticket.

We have discussed that and he was thinking of heading up to Nepal, he has his visa so I guess when he finishes work tomorrow he is going to have to get his story right.

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Any travel insurance gurus out there?


@serendipityricho wrote:

Donna--with or without insurance-tell the young bloke not to get crook in India.

 

All the Doctors are working in Australia -well seems like it..............................Richo.


On Thursday and Friday I'll be going out with him to get all his bandaids etc, He's been immunized for everything including yellow fever so that department is alright, he loves Indian Food so I guess it is going to be pot luck.

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Any travel insurance gurus out there?


@donnashuggy wrote:

My son is heading overseas on Sunday, he's got a one way ticket and no insurance yet.

 

He wants to be very flexible about his travel arrangements, suggestions welcome. His flight is into India, he has both British and Australian passports. He really doesn't know how long he will stay in India - his rough plans are to visit parts of Africa and Europe as well and if his money lasts then onto the USA. He wants to do a lot of travel by land.

 

I'm guessing it is a very hard question to answer but I don't know much about the subject so when discussing it with him over the next few days I want to be able to tell him some possibilities and options.

 

Thanks in advance 🙂


How long does he intend to be away for roughly -- at least a year.??

 

Some travel insurance companies have youth travel insurance plans for 12 months.. cheaper than buying it for a lesser set period.

 

Travel insurance direct is one of them. Perhaps if you get on their site and have a look at that, enter in a few details about countries visited, expected lenght of time TI is needed for... will give you a few answers.

 

He will have to list every country he is intends to visit. I would imagine going to Africa would hike the premium up a bit.

 

Complimentary travel insurance through credit cards, banks, health funds - isn't usually very comprehensive.

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Any travel insurance gurus out there?

Thanks for that Am3

 

It is all a bit unknown as to how long, it will depend on how much he likes it and whether he intends to work in Europe. He doesn't turn 21 till November which is why he is leaving the US till the end. He's got an interest to see a lot of places in the Middle East too and he's a keen photographer.

 

12 months sounds like a good option, if he lists the countries then he wont have to worry I guess. I was wondering if there was a comprehensive one that you could pay as you go type thing depending on the length of travel?????

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Any travel insurance gurus out there?

No, travel insurance has to be paid upfront. A start date and an end date. End date can be extended and extra paid. You wouldn't want to risk not being on top of that though - thinking your insurance was still valid but had run out.

 

Best to purchase it when you buy the air ticket acutally... then if traveller gets sick and can't fly - flights, prebooked accom etc all covered under the insurance

 

Does he need work visas if he intends to work in EU?  or is he covered for that on a British passport?

 

My daughter was covered with ACE insurance (through the Uni, they paid the premium). She had to make a claim on that and it was no hassle and they paid out the $$ claimed.

 

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Any travel insurance gurus out there?

He should be OK getting into UK with a one way ticket on a British passport. On an Australian passport would get questioned and asked to show proof they have funds to support themselves etc.

 

 

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Any travel insurance gurus out there?


@am*3 wrote:

No, travel insurance has to be paid upfront. A start date and an end date. End date can be extended and extra paid. You wouldn't want to risk not being on top of that though - thinking your insurance was still valid but had run out.

 

Best to purchase it when you buy the air ticket acutally... then if traveller gets sick and can't fly - flights, prebooked accom etc all covered under the insurance

 

Does he need work visas if he intends to work in EU?  or is he covered for that on a British passport?

 

My daughter was covered with ACE insurance (through the Uni, they paid the premium). She had to make a claim on that and it was no hassle and they paid out the $$ claimed.

 


He purchased a cheap ticket 6 months ago just so he had a goal. As far as I know he can stay and work in the UK and some countries in Europe and I believe his medical will also be covered in the UK so that complicates insurance a bit too. I guess he is really going to need to speak to someone that understands all these variables.

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Any travel insurance gurus out there?


@am*3 wrote:

He should be OK getting into UK with a one way ticket on a British passport. On an Australian passport would get questioned and asked to show proof they have funds to support themselves etc.

 

 


Yes he doesn't know how lucky he having that as an option.

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Any travel insurance gurus out there?

Update!

 

My son is alive and well, so far he has been to India, Nepal, Greece, Macedonia, Albania, Montenegro, Bosnia, Serbia, Croatia and at the moment on his way to Budapest on the train. He is safe and well and I assume he has not needed to claim on insurance lol

 

I think I left out one country there. He is trying to outdo his father who is keeping count on places he has been to 🙂

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