FYI - SAVE MONEY ON INSURANCE

[newstart2380]

Received the renewal for my CTP from GIO for my car which increased from $309 to $597 in twelve months. I rang around and got the insurance for the CTP from Allianz for $370 but decided to ring GIO to ask why the increase and what they could do, the girl bought it back immediately to $373 without knowing the quote from Allianz, when I asked why, she said "they just send it out and expect the customer to contact them if they are not happy" but probably hope they done. It would be an idea if they contacted the insured person and ask if you have comprehensive cover on the vehicle so they can give a competitive quote because they may retain the business unlike me because I have a better quote.

How many people just pay this amount without question ? this is what keeps the insurance companies going and making those huge profits.

So if you need insurance take some time and shop around, you may save a bundle.

[the_hawk*]

I am convinced its the Australian way now to charge people what ever they think people are silly enough to pay and not bother to get quotes or check around.

[cat_mioux]

Excellent suggestion. Now we have to ask to negotiate a better deal. 😐

I passed a booth at my local shopping centre last week. When the girl started talking to me as I walked past I told her I was already with her electricity/gas company. She told me to call them up and ask for a 3% discount on all my bills plus 13% discount if paid on time.

When I got home I rang them and they happily put me on this plan. 😮  That's 16% off all my bills and all I had to do was ask! Yes, I checked the exit fee - $20.

I don't know why they can't just offer this discount to all their loyal customers. I don't always feel comfortable asking and I'm sure many other people, especially the older generation, wouldn't even think to call their banks, utilities and insurance companies to ask for a better deal.

Also, the other week I rang a local lawn mowing company for a quote. They quoted $30 to mow a nature strip. I replied "I'd be happier with $20" and they said happily "OK".  😮

[newstart2380]

Excellent suggestion. Now we have to ask to negotiate a better deal. 😐

I passed a booth at my local shopping centre last week. When the girl started talking to me as I walked past I told her I was already with her electricity/gas company. She told me to call them up and ask for a 3% discount on all my bills plus 13% discount if paid on time.

When I got home I rang them and they happily put me on this plan. 😮  That's 16% off all my bills and all I had to do was ask! Yes, I checked the exit fee - $20.

I don't know why they can't just offer this discount to all their loyal customers. I don't always feel comfortable asking and I'm sure many other people, especially the older generation, wouldn't even think to call their banks, utilities and insurance companies to ask for a better deal.

Also, the other week I rang a local lawn mowing company for a quote. They quoted $30 to mow a nature strip. I replied "I'd be happier with $20" and they said happily "OK".  😮

Good for you, well done and doesn't it make you feel you are somewhat in control of your life ? I rarely pay full price for anything, I always ask even in a store.

[punch*drunk]

Excellent suggestion. Now we have to ask to negotiate a better deal. 😐

I passed a booth at my local shopping centre last week. When the girl started talking to me as I walked past I told her I was already with her electricity/gas company. She told me to call them up and ask for a 3% discount on all my bills plus 13% discount if paid on time.

When I got home I rang them and they happily put me on this plan. 😮  That's 16% off all my bills and all I had to do was ask! Yes, I checked the exit fee - $20.

Make sure you double check the discounts they give you. I negotiated a similar discount with Tru/Energy Australia recently, but when I got my last bill the discount was far below what it should have been. It took a call to the ombudsman to sort it out X-(

[**meep**]

thanks for the reminder!  got my renewal last week....just completed the comparisons and turns out my insurer is still the cheapest but while i was at it, i managed to negotiate further 2% off my gas :^O

[cat_mioux]

Make sure you double check the discounts they give you. I negotiated a similar discount with Tru/Energy Australia recently, but when I got my last bill the discount was far below what it should have been. It took a call to the ombudsman to sort it out X-(

Oh? That's the company. What was the discount they actually applied to your bill?

[crystal**flake]

I shopped around this year and stayed with my original insurer as they matched the cheaper quote I got from else where.

[id-to-post-anything]

also, do  the same for electricity and gas bills

recently got a bill with a contract renewal. "if we dont hear from you we will automatically put you on a new 2 year contract with a 5% discount on your gas price"

OH just called up and you can actually get onto a different plan with a 15% saving

[**meep**]

also, do  the same for electricity and gas bills

recently got a bill with a contract renewal. "if we dont hear from you we will automatically put you on a new 2 year contract with a 5% discount on your gas price"

OH just called up and you can actually get onto a different plan with a 15% saving

yep AGL are offering 15% discount if you choose direct debit....