Electrical equipment is a concern with lightning strikes. I dont think insurance covers fried electrical appliances/equipment from lightning strikes either (Act of God).
I think there is still has a notice near the front of the telephone book advising not to use a landline in a storm.
Telephones and Lightning
If you are using a landline to phone through a report to the Bureau, wait until the thunderstorm has passed, as you can receive a deadly electric shock or deafening sound blast when using a landline during a thunderstorm.
If an emergency occurs requiring the use of a landline during a thunderstorm, keep your call brief, don’t touch any metal, brick or concrete, and don’t stand barefoot on concrete or tiled floors.
As long as you follow these procedures, it is safe to use a mobile or cordless phone indoors. However, a mobile or cordless phone should not be used outdoors during a thunderstorm, as holding any object with metallic components increases the risk of being struck by lightning.
bom.gov.au
ZAP, CRACKLE POP
The current in a lightning bolt can produce tens of thousands of amps and exceed 100,000 volts, says Phung, explaining that voltage is the electric potential (pressure) difference between two points in a circuit and current is a flow of electric charges.
"Even an indirect lightning strike near a power line is enough to induce a surge and substantially boost electrical pressure beyond the 230 volts most households receive from their mains supply inflicting serious damage on electrical devices," he says.
"Either the conductor (wires) heat up and burn, effectively frying your device. Or the excessive voltage causes the insulation that separates the conductors to break down resulting in a short-circuit fault.
If your computer is plugged into a wall socket that's switched on, even when it's in standby or sleep mode, it's vulnerable. That's because the lightning current can travel through the power cord or any other cable connected to your computer, says Phung.
"So if you think a storm is coming, you should physically disconnect your computer from the mains socket to protect it from a lightning surge," he says.
Dr Toan Phung from the University of New South Wales was interviewed by Kathy Graham.
http://www.abc.net.au/science/articles/2013/06/11/3760939.htm
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