Also I think it's a fair assumption that many young women with a degree have a change of heart and choose marriage and family over a career and will not be obliged to pay of their HECS debt, seeing they are under the threshhold and probably would remain so for some time.
I picked up on this because I have seen the same comment posted before on CS.
So it iwas just your thought then?
I think that view is totally inaccurate and a very poor assumption, and I doubt you would find any statisitcs/data from any reliable source to back it up.
It is also very unrealistic, to think a young women would study for 3-5 years, then decide to get married and have children.. before getting work experience in her degree field (if successful in gaining a job on graduation) and returning to work at some stage in the same field (after children start school etc).
Even the suggestiong the couple get married & have children is very outdated, couples can live together and have children without being married.
So it really is not in anyway a suitable reason to try and explain why student debts remain unpaid.
The main reasons for unpaid student loans - graduates who can't get jobs at all or a job that the salary is over the threshold for compulsory payments and that some graduates work overseas and don't make payments on their student debt.
I know a lot of Uni students, past graduates ( via my children) and the above assumption is nonsense.
It is 2015, not 1960!