If I post a fragile item and it is broken in transit, what happens to the seller & the buyer?

If I post a fragile item and it is broken in transit. What happens to the seller & the buyer?

 

Is the seller held responsible?   Does the buyer get a full refund from the seller?  

 

I'm posting a tea set and will pack it as carefully as possible, but we all know there are no guarantees when it comes to posting fragile items.

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