why are we forced to usepay pal and why it takes so long to transfer funds

We are forced to use pay pal and most of the time our bank details are not shown to the buyer We have to wait sometimes up to 5 days for our funds but in the mean time we have to post out the items. Why dont pay pay introduce a debit visa card so we dont have to transfer and if we want to buy we can 

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Well your wrong on a few counts but I'll let the more experienced ebayers help you.

 

And your not forced to use PayPal , perhaps making yourself familiar with how selling works on ebay using the Site Map might assist you .