Is it compulsory to register for managed payments?

Do you have to register for managed payments or can you leave your store as is?

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I don't want Managed Payments, daily or weekly payments to my bank account, I prefer to let my sales accumulate in paypal, for purchases as well as Ebay Monthly fees, Why doesn't Ebay ask what the sellers want instead of forcing us into something that is compulsory that we don't want, Cheryl