chargeback by paypal

I recently sold an item ,got paid for it,mailed it,buyer received it and was very happy with it,i got positive feedback and i gave positive feedback in return.Few days later somebody  initiated

chargeback against me,the reason given was the payment for the item  was not authorised by the credit card owner.The buyer claims no knowledge about it ,but i got charged back to the credit card company plus admin fee.I lost $65.How you figure this out,If anybody stole money, it was  the credit card company via paypal FROM ME,So thats the YOUR seller protection from paypal-NONE.

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