on 20-07-2012 05:15 PM
I sold a boat,(buyer" bought it now")without ANY communication.
I get to talk to buyer who claims the right of inspection before payment. Dispute registered, relist the boat and am experiencing exactly the same situation.Am hoping it turns out alright this time!
People indicate "buy it now", find it hard to contact them, then try to claim they have the right to inspect before paying, MEANWHILE THE SALE IS IN LIMBO, no one can offer/offers are cut off. People think there is something wrong with your item.
I also indicated that sale is Pay immediately on "buy it now" and same after discussion and agreement on" offers" also.
No one wants to put themselves out to arrange inspection, THEN, buy or offer.
THEY want to freeze your sale, don't pay(breaking a contract) then suggest they have been ripped off by others,so I AM THE SAME.
Not this little black duck.
What do ebay sellers/buyers think?
on 26-07-2012 02:09 PM
I did not think consumer law was generous enough to a bidder at auction that ignores his/her homework.
This issue has absolutely NOTHING to do with consumer law, warranty, proof of ownership, etc.
You have continually missed the point that the risk has nothing to do with the item. The scam is done by using a stolen credit card to purchase via Paypal. The vendor (seller) is the one who loses in these cases - the money is reversed back to the original cardholder.
This situation is extremely risky for sellers, and a major problem of having your own Merchant Banking / EFTPOS type machine. Therefore one of the important advantages of Paypal is that, for most transactions, private sellers are "insured" by Paypal against these chargebacks - providing that they can provide proof of delivery to the address that was nominated on the Paypal invoice.This is called "Seller Protection".
However there are some explicit exceptions which are not covered by Paypal Seller Protection. Items collected (not posted) is one of the exceptions - and THAT is the reason that everyone suggests to NEVER accept Paypal for items that are collected.
Paypal hides all teh card details. As a seller you have absolutely NO WAY of verifying if the person buying the item is the same person who owns the card. Hence, there is a massive and very real risk that you will lose both item and card.
I will send you an Ebay Message with more information. It is against eBay forum policy to mention such things here, so you will never read about it here on these forums.
on 26-07-2012 04:15 PM
O K taken in. I can assume that this is very close to my personal PDS etc on my cards etc. looks like it/+ works both ways.Words may vary here and there . Still the situation is hypothetical, seems the majority here are in the gloom of dealing with enemies. Great atmosphere of doom and gloom
Going to do some in depth research. Thank you.
on 26-07-2012 04:32 PM
?:|
on 26-07-2012 04:39 PM
What do other sellers/buyers think?
I would NEVER buy a vehicle, be it a boat, bike, car etc without fully inspecting it first.
You dont just go to a car yard and buy the first car you dont see.
When i buy a car even from a dealership i pay to get the nrma test done to make sure im not buying a lemon, and then if the nrma inspection finds things need to be fixed first, i then still dont buy till they have all been fixed.
I then dont just belive the fact sheet stating everything has been fixed, ill check off all things they said have been fixed/replaced to make sure they have before agreeing to hand over any money.
Your buyer is a smart cookie, no one in their right mind would hand over money without first checking out a boat, car etc.
on 26-07-2012 05:16 PM
That appears to be the problem 'harley' the OP seems to think all the advice is negative, and we wish him harm for some reason.
It is all sorted now though, he has been given very good advice from a very expereinced seller, and seems to be well on his way to success. A happy ending..........Please let this be an ending
on 26-07-2012 05:29 PM
Neither would /have I ever,but if they are numptie enough to BIN (closing my add down),that's as far as they go,I will not bend to their ploy.As you state, look first, then pay. They had every opportunity to look see first. but wanted to play their game of deception,didn't work did it? So ,more doh than smart cookies that fell flat on their face.
Regards, stromper-gd.
I would not recommend the NRMA, I was an authorised examiner and it is merely a name.
on 26-07-2012 05:31 PM
OP ? Regards.
on 26-07-2012 05:54 PM
OP ? Regards.
OP = Opening Post = Opening Poster
Use of "OP" in a post is not ever meant in a bad way, it is just refering to the Post that started the thread discussion.
on 26-07-2012 06:31 PM
O K taken in. I can assume that this is very close to my personal PDS etc on my cards etc. looks like it/+ works both ways.Words may vary here and there . Still the situation is hypothetical, seems the majority here are in the gloom of dealing with enemies. Great atmosphere of doom and gloom
Going to do some in depth research. Thank you.
Chargebacks DO happen.
I'll help you with some research. Take a look at these links to some threads on the subject:
http://community.ebay.com.au/topic/Selling/Paypal-Chargeback-Leaving/600151457
http://community.ebay.com.au/topic/Selling/Livid-Right/500156485
This one is a beauty. The chargeback happened 88 days after the sale:
http://community.ebay.com.au/topic/Selling/Paypal-Chargeback-88/500153558?#msg504968812
What posters have been saying is that if the PayPal payment for your boat is funded by a credit card then some time later (even 88 days later) the cardholder may approach their bank and ask for a chargeback for the $7,395 as they did not authorise the use of their card for that purchase. There is NO hyptohetical about the possibliltiy of chargebacks . . . they do happen.
Consider this . . . . . . If some dishonest person hits Buy-Now and pays immediately with PayPal you will be happy. Even if they show you ID, Licence, credit card or any other amount of identifying information it will not stop you from losing money if that person is dishonest. Yet you will think them honest for doing things your way. Then, 88 days later a chargeback may be made, you provide the police with all the identifying information you noted when they picked up, and are then informed that the ID was stolen. So you go to the address of your buyer and the house is empty, the yard is a mess and there is no boat. You later find out, through registration transfers, that your buyer sold the boat to some unsuspecting person for $4000. You have no boat, no money, you paid PayPal fee on $7,395 transaction, you have to pay back the money to PayPal +$15 chargeback fee, and the buyer has $4000 in cash because they said NO PAYPAL on their eBay listing for the boat. Then, you come here to the boards and ask for help with a thread titled "I've been scammed - PayPal chargeback after 3 months? WTF????"
This is the messy situation we have been been trying to help you avoid by advising you not to use PayPal. Cash is safer for you as a seller.
on 26-07-2012 07:00 PM
, look first, then pay. They had every opportunity to look see first.
The problem with that scenario is that lets say buyer lives 60 km from you, it takes few days to organise a day for inspection suitable for both of you, they inspect are happy, and then, just before they get home to click the BIN and pay, somebody else just clicks on the BIN.
If you let people buy and pay on pick up, they have committed themselves and provided the boat is exactly as described; that is you have disclosed all flaws in description and by photos, then it is very unlikely that people would come all the way to collect it and then walk away.