Lay-by / Split Payments
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on โ22-03-2017 04:51 AM
I sell high value hand knotted Moroccan rugs, many of which are currently beyond the financial means of most people.
I would like to be able to offer potential customers the opportunity to lay-by and pay off over a period of 3 months, with a 30% deposit.
I am about to set up a lay-buy extension on my website linked to Paypal. The results of a facebook survey I have just conducted revealed an overwhelming desire for this.
Is there a split payment option on eBay Australia? If not, can anyone please advise me how to get around this issue?
Re: Lay-by / Split Payments
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on โ22-03-2017 09:23 AM
Any laybys would have to be between you and your customer, but it would take a lot of trust for your buyer to do so as paypal dont offer any form of protection for multiple payments for one item (layby setup)
I have only been told of a system called "afterpay" it is a layby type system with brand name stores supporting it, but i dont know a lot about it as im just looking into it.
Re: Lay-by / Split Payments

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on โ22-03-2017 09:48 AM
From what I have heard about AfterPay, the business is paid for the items and the buyer has the money taken from their account/credit card in installments. I have never used it so have no idea of charges involved.
Re: Lay-by / Split Payments
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on โ22-03-2017 10:48 AM
Just a question, the rugs show item location as Morocco, are you dropshipping them from there? If so I can see possible problems down the track with getting your supplier to on-send the rugs, if anything goes pearshaped there then it will be your account that'll suffer.
Also bear in mind that as a new seller your funds will be put on hold for 21 days until you can either show trcking as delivered or positive feedback from the buyer. Being a new seller of high-priced goods you could easily be the target for scammers as well.
"Start me up I'll never stop......"
Re: Lay-by / Split Payments
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on โ23-03-2017 06:39 PM
I think you need to read up on ebay policies as some of your listings are at risk of being removed if they are reported.
You say If this rug sells elsewhere during the listing period it will be replaced with another etc.You are not allowed to list items that are available for sale elsewhere. Also if an item has sold then you should end it and list another, not replace it.
You should also remove the part about emailing about wholesale enquiries as that would be viewed by ebay as encouraging sales outside of ebay.
It says in this book I am reading that by 2065 80% of women will be overweight.
See what a trendsetter I am?
Re: Lay-by / Split Payments
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on โ30-03-2017 09:26 PM
I have a strong business partnership /friendship in Morocco - for 7 years now. 100% trustworthy so now worries there ;-). the rugs are in our own showroom.
Re: Lay-by / Split Payments
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on โ30-03-2017 09:28 PM
Re: Lay-by / Split Payments
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on โ30-03-2017 09:33 PM

