on โ11-10-2013 03:08 PM
I'm in the process of finding a placement for my OH, who has dementia, in a High Care Nursing home. It's all new and confusing to me and frustrating....so thought I'd ask if anyone is interested in my day to day inquiries and answers I've found (or not!) Might make it easier for someone else when it comes to their time to do the same?
on โ11-10-2013 04:34 PM
Gill there shouldnt be any bond for a high care place and the fees are usually set at something like 85% of the pension, are the places you looked at asking more than that? I havent looked at the paperwork for a while, but I thought the prices were government regulated.
My dad is in a private home and we only had a third of the bond that they normally require and my sister is quite friendly with many of the residents and a lot of them have paid even less than my dad did.
Is he getting a seperate pension to you now?
on โ11-10-2013 05:03 PM
I've just recently taken over my Mother's POA.
She paid $220,000 bond when she moved into the Nursing Home.
The home takes $307.50 each month over 5yrs from the bond, they hold the remainder of the bond until it's transferred to the estate upon her death.
Every month they take approx $1,500.00 from Mum's savings account for her fees.
Mum is low care.
on โ11-10-2013 05:18 PM
Sounds much the same as dad freddie. He only paid $117000 bod because they couldnt use his house as my grandfather still lives there and they have to leave you with $43,000 of assets/savings.
31 days of care is $1380, his pension is something like $1620 a month, so theres a little bit left over.
High care should be different though, daily rate should be similar but there shouldnt be a bond. Also, there are some government subsidies. Have the ACAT team discussed all that with you Gill?
I know the paperwork re fees is a bit overwhelming and confusing at first, but once you get your head around it its not that complicated. I'll dig out the government fee schedule later and refresh my memory.
on โ11-10-2013 07:03 PM
thanks punch....all too much at the moment. just taking it a day at a time
on โ11-10-2013 07:14 PM
thanks Lyndal. they haven't done the ACAT assessment yet. so have to wait for that. I have to go to the rehab place to "sign off" on it as I have POA...Power of Attorney. They will let me know.
on โ11-10-2013 07:22 PM
on โ11-10-2013 07:25 PM
on โ11-10-2013 09:46 PM
Some high care places can and do charge a bond. I queried this and was told by the manager that they can do this if their accomodation is "hotel" like. Offering better furnishings etc.
Proximity to you will be the issue Gill but if you can find a place a bit distant from you, take it and put his name down at closer places.
We did not want to move my FIL recently as they say it unsettles them but honestly, his quality of life and his general well being and care is vastly improved now.
Call every nursing home in your area, ask if they have vacancies in high care and your acat is pending.
on โ11-10-2013 10:02 PM
@kengillard wrote:thanks everyone. he's been in hospital for 4 weeks while they tried to stabilise his blood sugar levels.(diabetic) didn't work...then they assessed him (ACAT) for being "suitable" for rehab at a nursing home...he's been there for 4 weeks, and is entititled to stay there for 12 weeks. we have to pay for it. All efforts to retrain him for his incontinence have failed so they told me and my daughter this week that he needs High Care in a nursing home. So we have 8 weeks to try and find him a place we can afford. Private places are not in my budget....( even tho we've had priv. health insurance for 30 years)...
Our only income is our pensions so it's proving difficult. will keep you all informed.
Best wishes in your search. I hope you find somewhere nice and caring close to home.
on โ11-10-2013 10:13 PM
They will not assess your home as part of his assetts (as you live there) so they should only take 85% of his pension for the fee.
FIL 's care is $851.76 plus $912.60 per fortnight (as he owns his home and no one else lives in it.)
Chemist bill is about $60 pm.