France in total home isolation

[bright.ton42]

https://www.france24.com/en/20200317-france-s-coronavirus-lockdown-what-you-can-and-can-t-do

A strict 15-day lockdown requiring people in France to remain at home came into effect at midday Tuesday, prohibiting all but essential outings in a bid to curb the coronavirus spread. Here’s a quick guide on how to navigate the lockdown.

All people leaving their homes must carry a signed form, or attestation, explaining where they are headed and why. A different form is needed for each outing. Failure to produce one will result in a fine............

A French resident friend just emailed me this.  

France is not fluffing  around.

I think it a good move, we have to accept that dire measures are needed and not the **bleep** footing our country is doing.

What do others think?

[rogespeed]

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@bright.ton42 wrote:

https://www.france24.com/en/20200317-france-s-coronavirus-lockdown-what-you-can-and-can-t-do

A strict 15-day lockdown requiring people in France to remain at home came into effect at midday Tuesday, prohibiting all but essential outings in a bid to curb the coronavirus spread. Here’s a quick guide on how to navigate the lockdown.

All people leaving their homes must carry a signed form, or attestation, explaining where they are headed and why. A different form is needed for each outing. Failure to produce one will result in a fine............

A French resident friend just emailed me this.  

France is not fluffing  around.

I think it a good move, we have to accept that dire measures are needed and not the **bleep** footing our country is doing.

What do others think?

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We now have a chance to stop the virus 

[chameleon54]

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@eol-products wrote:

Maybe shut down high population suburbs with high cases of positive results but I can't see it being Australia wide. 

Not sure what europe is doing but I can't see home loan payments being exempted but deferred.

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The interest on the loan is compounded for the 6 month period and the principal payments are deferred. The " exemption " is from the legal obligations signed up to in the loan contract to meet the agreed payments during that period of time. The arrangements are both a deferral of payments AND an exemption from the legal liabilities of the loan contract.

At this stage home owners have not been offered the same exemption and deferral clause. It may come very soon OR the government and banks may rely on other policies such as employment guarantees, relaxation of social security criteria, hardship provisions within banking  etc. to try to manage household mortgage distress.

At the end of the day it is not in the banks interest to see wholesale foreclosures of private housing as it will drive down prices, reducing the equity below mortgage value for many properties. In the end this is bad for banks as well as those borrowers who are in default. 

[eol-products]

I looked into the costs and it is minimal . At the moment they are offering those effected a 3 month deferral with another 3 months on review. I have not looked into it yet on if the loans are being extended or if the missed payments are being absorbed into the remainding payments that are left.

3 missed payments only adds an extra $15 per month on a $300 000 loan with a 15 year term remainding. If the loan term was extended it would just add the interest accrued for 3 months so on $300 000 say $800 per month added to the principal would only be a few dollars per month unless you had a short loan term left.

Definatley will help many who have lost or dropped income altogether. 

Not sure if it is available to investment loans though.

I know myself I would not last on unemployment with even a small mortgage.

[eol-products]

Well the governments digging deep to fund businesses and now asking peolple not to travel interstate. Much is up to how people stick to social distancing on if it will get worse but i know from what I see many don't listen.

[springyzone]

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@*kazumi* wrote:

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@ambercat16 wrote:

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@bright.ton42 wrote:

All people leaving their homes must carry a signed form, or attestation, explaining where they are headed and why. A different form is needed for each outing. Failure to produce one will result in a fine............

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So who signs the form, and how can you get a signed form if you can't leave the house?

.....just askin'

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Probably on line.  But I saw today on the news that people in Paris are allowed to go to the supermarket and walk their dogs.

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This is the bit I am most curious about. How are the authorities monitoring supermarkets etc so only a few go at a time?

I personally believe the government should step in here to make shopping more limited. I am not sure exactly how but I know in WW2 every person had a ration allowance. I am not suggesting we have exactly that, but somehow we need to make it possible for everyone to have a more equal access and slow things down so supermarkets can cope.

All I can think of is some alphabetical system with ID.

[icyfroth]

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@bright.ton42 wrote:

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@ambercat16 wrote:

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@bright.ton42 wrote:

All people leaving their homes must carry a signed form, or attestation, explaining where they are headed and why. A different form is needed for each outing. Failure to produce one will result in a fine............

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So who signs the form, and how can you get a signed form if you can't leave the house?

.....just askin'

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Don't ask me, I'm just the messenger lol.   Wouldn't have a clue. 

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The internet is almighty!

Hubs is facing working from home and holding meetings via phone conference or Skype!

[chameleon54]

Livestock sales are continuing with entry restricted to agents, livestock carriers and registered buyers only. No farmers allowed. The abattiors are still operating and due to already existing, strict health protocols plan to continue without too much disruption to the food chain.

The only thing causing problems is the very high price of livestock which is forcing some processing companies to reduce shifts as it is not economic to process livestock at current prices. China has re-entered the international protien market after a period of abscence, although refrigerated transport and shipping is still unreliable.

[icyfroth]

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@chameleon54 wrote:

Livestock sales are continuing with entry restricted to agents, livestock carriers and registered buyers only. No farmers allowed. The abattiors are still operating and due to already existing, strict health protocols plan to continue without too much disruption to the food chain.

The only thing causing problems is the very high price of livestock which is forcing some processing companies to reduce shifts as it is not economic to process livestock at current prices. China has re-entered the international protien market after a period of abscence, although refrigerated transport and shipping is still unreliable.

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Yeah but is this a result of the drought, or a fallout from the drought and recent bushfires?

[chameleon54]

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@icyfroth wrote:

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@chameleon54 wrote:

Livestock sales are continuing with entry restricted to agents, livestock carriers and registered buyers only. No farmers allowed. The abattiors are still operating and due to already existing, strict health protocols plan to continue without too much disruption to the food chain.

The only thing causing problems is the very high price of livestock which is forcing some processing companies to reduce shifts as it is not economic to process livestock at current prices. China has re-entered the international protien market after a period of abscence, although refrigerated transport and shipping is still unreliable.

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Yeah but is this a result of the drought, or a fallout from the drought and recent bushfires?

The drought and bushfires have played a big role in escalating prices. The recent rains in NSW and QLD have seen graziers in those areas trying to re-stock and they are competing with butchers. The panic buying of the last couple of weeks has just been the final straw to spike prices even higher. 

Like everything though it is unlikely to last. Once our population goes into lock down, people will be less likely to venture to the shops and livestock prices could fall dramatically. Nothing stays very cheap or very dear for very long.

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[springyzone]

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@chameleon54 wrote:

Livestock sales are continuing with entry restricted to agents, livestock carriers and registered buyers only. No farmers allowed. The abattiors are still operating and due to already existing, strict health protocols plan to continue without too much disruption to the food chain.

The only thing causing problems is the very high price of livestock which is forcing some processing companies to reduce shifts as it is not economic to process livestock at current prices. China has re-entered the international protien market after a period of abscence, although refrigerated transport and shipping is still unreliable.

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Hmm, if livestock prices are very high here and china or anywhere else is seeking to buy our meat, maybe for the interim of the corona virus season the government should stop all exports as that would only make a scarce product scarcer.

We're going to have a lot of people here doing it tough, a lot of unemployment or under employment, a lot of people off work on no wages and the trouble with shortages is they push prices up.

That's all very well for sellers and admittedly they would not do as well if forced to sell on the local market but I think it is time for our government to put our own population first.