Forcing me to managed payment or deny new listings

[retrowise]

I wanted to put up a new item but message came up I must register to managed payments. So I go to the link where it says "express interest". I fill out the form but skip the "Why are you interested in managed payments?" because I am not interested in it. Off course it won't let me continue. So I feel I'm being forced to voluntarily sign up for something I don't want. When I dig deeper, I find they also want driver's licence and who knows what other persona information which in no way I will submit to some private company online.

The question I have is it even legal to force people this way or simply deny their service?

I've been with ebay since the start but this will probably be the end of it. What are your thoughts

[k1ooo-slr-sales]

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@4channel wrote:

Yes bluessonny, very true.  What I have no problem with giving a bank, I do have a problem with giving eBay or others. Too much personal info in the hands of a non-bank type of organization is a high risk.

And as for PayPal, I would never give my extra personal info to them. Not after the freezing of accounts and from what I have heard from people I know personally about probable so-called glitches in the system leading up to the cut-off date given to provide info.  What is said to be private today can be sold as info tomorrow.

Too right and well said! The regulation keeps banks as safe as safe can be in that area. For other entities and organization outside of that regulation the risk exposure is going to be much more. I certainly wouldn't dream of setting myself up for that.

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I just want something clarified before I comment further:

Are you seriously suggesting that entities such as PayPal and/or eBay might, at some time in the future, sell the private information provided to them by members?  (Identifying and financial/account details)

Spoiler

I know it has been quite some time since you have replied to any of my posts, especially those where I ask you questions . . . but this post of yours does require scrutiny to clarify exactly what you are saying about a serious topic and I will understand if you are not prepared to have your post scrutinised.  It’s okay, I will understand if you are scared, or afraid, to answer the questions I ask you about your posts.  It’s okay to be uncomfortable engaging with posters who you might feel you are not able to go toe to toe with, those who might upstage you!

[davewil1964]

Too right and well said! The regulation keeps banks as safe as safe can be in that area. For other entities and organization outside of that regulation the risk exposure is going to be much more. I certainly wouldn't dream of setting myself up for that.

Except that Adyen, the payment processor, is subject to Australian banking regulations.

You claim to not be a seller for the last 5 years, so I am unsure of where you are getting your information from.

[danieh_6]

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@davewil1964 wrote:

YOU are missing the point. eBay is not the payment processor, Adyen is. Adyen, according to a post by kat in one of the myriad threads about this, processes payments for some significant companies, which would tend to indicate that they are legit. They also have a banking licence, and therefore have to comply with Australian government regulations pertaining thereto.

If you don't want to comply, sell elsewhere. FB is a good option, according to a dead Italian dictator. Admittedly, the dictator hasn't provided any proof.

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Dave, the issue is as a whole that eBay hasn't listed a AFSL under the user agreement and have not made a reference to Adyen on their site, when you contact to customer service most people get the response "eBay are managing your payments now" Not the fact they are a regulated third party.

[4channel]

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@davewil1964 wrote:

Except that Adyen, the payment processor, is subject to Australian banking regulations.

You claim to not be a seller for the last 5 years, so I am unsure of where you are getting your information from.

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Regardless of what Adyen is or isn't, or is supposed to be or not supposed to be doesn't change the fact that it is not a bank.   I would never give them my info.

And you know very well that it has been longer than 5 years since I've sold on eBay. I and others have told you this. Why do you persist with that angle?

[katistrophik]

So, back on Topic

Forcing me to managed payment or deny new listings

Yes they are

[digital*ghost]

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@4channel wrote:

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Too right and well said! The regulation keeps banks as safe as safe can be in that area. For other entities and organization outside of that regulation the risk exposure is going to be much more. I certainly wouldn't dream of setting myself up for that.

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Dude - cognitive dissonance much? Or do you just not know that much about the regulations that clearly seem to make you feel comfortable with one business but not another? 

You say quite clearly here that it's the regulations - not the entities themselves, or the nature of them - that keeps the data safe, but eBay / Adyen are subject to the same regulations and somehow they are less safe? 

You know it doesn't actually matter what type of business or entity it is, what matters is the data they collect and store, that makes them subject to specific regulations of this nature, right? 

And your ignorance of PayPal issues is astounding, TBH.  Not quite sure if it's willful or not at this point. You keep talking about accounts being frozen etc, but it's interesting to me that you never mention why any of them happen. There are a lot of reasons why this will happen, and in the vast majority of cases, PayPal give plenty of time for the account holder to sort it out - reasons include, but are definitely not limited to, ID not being provided when requested (because they have to, by law - some regulations make you feel safe, some don't, I guess), suspicious activity, breach of TOS, too many disputes being opened etc etc etc. Yes, there are some horror stories out there, and some decisions that PayPal has made that appear to be completely arbitrary and sometimes quite devastating for an account holder, but if you want to inform people about risks, either tell the whole story including that 99% of the time it's sorted quickly and easily, or stop pushing this weird angle all together. 

[padi*0409]

I fear you are floggin' a dead horse Digi.......................

[digital*ghost]

Probably true in some cases, but I posted more to have some specific counterpoints there for others who read to consider, than to convince who I was responding to, which is likely impossible - i.e. just in case anyone thought someone who doesn't sell so has no actual skin in the game, and posts vague anecdotes about issues,  is actually posting objectively helpful info, lol. 

Just a general comment to add - Sharing data always carries a risk, no matter who it is shared with, but for those that have genuine concerns, I recommend your focus be on researching how to protect yourself from those risks, than simply looking at non-informative posts that seemingly confirm (without any real facts) that you're "right" to be scared off eBay. 

[zanadoo_56]

I've been thinking (from a buyer's viewpoint) that with Covid, a lot of companies big and small that didn't sell online now do.  With these changes to eBay, is this the time for sellers to create their own online sites?

Once PayPal is not an option on eBay I will probably buy most stuff elsewhere.  Actually I am buying more from other sites already - especially craft and household items.  Comparing prices, eBay is quite often no longer the cheapest.  The only thing that has really kept me on eBay are collectables but the prices are getting crazy so I've cut down on those.

[4channel]

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@digital*ghost wrote:

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And your ignorance of PayPal issues is astounding, TBH. 

And your ignorance of PayPal issues is astounding, TBH.  

And your ignorance of PayPal issues is astounding, TBH. 

And your ignorance of PayPal issues is astounding, TBH. 

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I don't think I'll bother with the rest of your jumble, and I'm certainly not taking your bait. *WINK* And now I remember why I didn't reply to a couple of your posts in the past. *SIGH*

ANDYRWAS