why can't i buy something on ebay

I can't buy anything on ebay at the moment what is wrong?

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Have you ever bid on an an item and not paid for it on time?  For example, the auction finished and you didn't pay within 3 days?  Or you paid using Buy It Now but didn't pay for it within three days?

 

If that's the case ebay stops you after doing this 3 times.