Seller not accepting paypal

[puppoochi]

Is this allowed?

[putney32]

If you are not happy with a decision paypal have made, you can contact the banking ombudsman and they will be able to help you. I'm not sure its legal for any financial institution to put a 6 month hold on your money.

Yes Punch, if you read the terms and conditions, when an ac is closed paypal can hold the balance for 180 days under certain circumstances

[***super_nova***]

Yes Punch, if you read the terms and conditions, when an ac is closed paypal can hold the balance for 180 days under certain circumstances

Guess, they base that on value of items sold recently and possible disputes / chargebacks eventuating.

[***super_nova***]

Paymate is only 20c more per transaction and its impossible for them to freeze anybodies money, they dont have it, it goes straight into the sellers bak account.

OK, so where does the money come from when buyer makes a claim?  Or does Paymate just fork out the money from their own coffers?

[punch*drunk]

I assume there is part of the agreement where they can debit the amount back from your credit card. They cant hold money though, its set up completely different to paypal.

[phorum_junkie*]

With Paymate if there is a valid chargeback then the money is recovered from the seller's bank account and there is no seller protection as there is with Paypal, even if you have posted with tracking and signature on delivery the seller loses in a chargeback.

Paypal do not just close accounts for no reason, that would be economic suicide and when you open your account you agree to allow them to hold your funds for 180 days after either of you close the account just in case there are any disputes or chargebacks.

[georgiajake2010]

And with the first reply to the OP's question - the answer was solved.

[jasonhass0]

I have the same problem as I have tried to contact the seller and ebay.au has also but he does not reply.  He indicates that he will accept pay pal but after I confirm payment a message comes up and says that I have to use an other method of payment namely credit card.  Seeing as the seller is so dodgie I would not trust him with credit card payment.  Ebay don't seem to be able to do anything other than sent emails and tell me to see if I can find the item from another seller which I think as unexceptable.  The has been going on for about 10 days now.  

[padi*0409]

If you read all the posts on this thread from 5 years ago you'll get your answer - if you have a question that is.

[lyndal1838]

If the seller has a Merchant Credit Facility and accepts credit cards directly then they do not have to accept paypal.

It is not dodgy and you have full credit card protection in the event of something going wrong.

Can you give the item number so someone can have a look for you.

[*tippy*toes*]

See, I told you there was a trend to dig up 5yo dead threads.