paypal fee

[p4kvic]

Just discovered the new way that paypal is  making money,thats applied to you when you pay using another credit card instead of using paypal.

Today I paid $379.96 for an item -as i purchased from france that is the converted amount as shown on my order and which i paid,checking my bank account later i see i have been charged $400.13,so here goes the ball passing i think,first i ring paypal -go thru the story ",get told that i better talk to ebay as they:"paypal" only charge what ebay tells them,so of to ebay and get told that they have told paypal to charge me only the 379.96 and so they suggest i should talk to paypal again,so back on the phone i go and finally get some sort of the actually thruth and that is that the extra charge is what paypal has added for me using my debit card and not using paypal card,the charges are 2.5 % +$5 +payapl do their own conversion which happens to be higher than what ebay did,just more greed and really it must border on discrimination-forcing you to use paypal card.

[p4kvic]

here is the invoice order:

Order total
Subtotal AU $359.54

Postage AU $38.40

Total voucher amount -AU $17.98

Total    AU $379.96

*Pricing based on current conversion rates

Order placed on

Friday, Jun 8, 2018

Payment method

Credit card

Payment date

Friday, Jun 8, 2018

[p4kvic]

here is the withdraw by paypal from my account

11 Jun 2018   transaction details available next business day     -$400.13

[digital*ghost]

Looks like PayPal's conversion fee to me - they charge 4% above actual exchange rate to perform a currency conversion when making a payment (they also charge the seller more for receiving a payment funded by a foreign credit card). It looks like your final payment was around 5% more than eBay's conversion, but without knowing the original currency amount, it would be hard to check to confirm. However, if you ever want to check what the final payment amount will be when paying by PayPal for an item listed in another currency, you can log into PayPal and use a conversion calculator. 

eBay's "conversion" is never the final payment amount, because they don't always display using the most up to date conversion rates, and because they don't know how the payment will be funded, so they don't include conversion fees. This may change when they take over payment processing in a year or two.