Online Fraud.

[catsnknots]

After being woken by a txt message this morning informing me that my card had been used last night in a suspected fraudulant manner and to call the banks Fraud Unit I had to get online and check and change some passwords just in case... 

I then read some emails... one was about Target US and how it had a data breach not long ago and the information had been updated... 

They first said that 40 million people were impacted but instead 110 million people had data breached. Apparently that is 1/3 of the population over there.... 

They have been offered free credit monitoring.... they will have to watch out for the rest of thier lives..... 

It makes me think about what I now need to watch out for and where they got my information from. 

[cherry*135]

Soon be able to wave our mobiles across scanners to pay for things.. no need to carry cards at all in the future.

[poddster]

I guess I am old fashioned, I had the paywave removed from my card. 🙂

[catsnknots]

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@am*3 wrote:

Catmad.. re your online fraud.. did your bank not suggest you close that account and re-open a new one, as the scammers will still have your details and can use them again?

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They did that automatically once I said the transactions were not authorised. 

All good..  except for the fact that this is the one stuck to several automatic payments so will need to do the rounds and notify the relevant companies. 

[cherry*135]

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@poddster wrote:

I guess I am old fashioned, I had the paywave removed from my card. 🙂

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How did you do that? Did the bank do it and how OR did you get someone else to do it?

[catsnknots]

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@poddster wrote:

Cat contact your bank by telephone and ascertain that the email actually came from them.

I predict that it did not and that the original email is itself a scam to get you to change your password to one that the scammer will know

People be very aware of instructions in an email or a link in an email, regardless of how official it may look

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It was a text message Poddy... 

comes from the bank. A number I have saved from previous transactions that I made over the value of $1000. They txt you to either confirm that you made the transaction or that there is fradulant activity. 

You call them up on a number provided and they only ask your name. You do not need to give any other information. The numebr you call is searchable and comes up as a Suncorp number. 

It is a great security measure that many banks have these days. 

I never click on any link in any email... ever... even if I know it is a legit email I only use the saved links I have or type them in from memory. 

[cherry*135]

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@catsnknots wrote:

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@am*3 wrote:

Catmad.. re your online fraud.. did your bank not suggest you close that account and re-open a new one, as the scammers will still have your details and can use them again?

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They did that automatically once I said the transactions were not authorised. 

All good..  except for the fact that this is the one stuck to several automatic payments so will need to do the rounds and notify the relevant companies. 

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That's good then.

With Automatic payments/direct debits some companies you can change your bank account numbers online through their website.

[catsnknots]

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@am*3 wrote:

Soon be able to wave our mobiles across scanners to pay for things.. no need to carry cards at all in the future.

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Did you hear about Starbucks??? You can pay with an app.. and they were caught saving your data unencrypted on an open server??? I think it was... 

Only glanced over that article as I don't go that far yet.. I would if my local cafe at work had it then I could order my coffee and lunch on the way back to into the work room. 

[catsnknots]

I am not working on Monday AM3 so will do the rounds then. I think there are a few I can do online but others I need to phone them up. 

[cherry*135]

I bought an item from Amazon UK once for $200, the bank phoned me and asked me if I made that transaction.

I trfed $100 from my Aust bank a/c to my  NZ bank account and the bank phoned and asked if I did that. 

Sometime scammers start scamming with small amounts that aren't so noticeable $20-$30. My daughter had $30US taken out monthly for 3 months before she noticed it. She was refunded after the bank investigated for fraud.

No I didn't read about Starbucks. About using mobiles to pay.. need to have some locks if phone is lost/stolen.

[ca04]

Visa payWave cards only work when the card is within 4cm of the card reader and the payWave terminal can only process one transaction at a time. Because your Visa payWave card doesn't leave your hand during the transaction, you remain in control of your card at all times.

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The distance your wave card can be read from is is set by the power of the transmission of the scanner being used.

It is possible for it to be read under good conditions up to 3 to 4 meters.