PayPal Policy Update

Have I missed an email about the latest update to the User Agreement?

 

https://www.paypal.com/au/webapps/mpp/ua/upcoming-policies-full

 

Changes to the User Agreement, Combined Financial Services Guide and other policies

Effective date: 18 November 2014

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Re: PayPal Policy Update


@muppet_detector wrote:

I contacted PayPal and spoke to them about this 180 day policy. It might help if others did the same. It gave me some relief.

 

The two main purposes for the introduction of the 180 day policy are

 

1) To bring the PayPal claim period in line with times permitted for credit card chargebacks as these are very costly to address.

 

2) To address the situation where unsuspecting buyers get dragged out past the 45 day claim period by unscrupulous sellers.

 

There was also discussion about coverage past the 45 day period for warranty issues

 

I was told that any claims past the 45 day period would receive a higher level of scrutiny and the claimant would be required to provide explanations for the delay in submitting a claim.

 

The concern of items such as clothing were discussed and I was told that it would be very hard to win a claim for the item not meeting the description after the 45 days as consideration would be given for when the buyer received the item and a common sense approach adapted that the buyer had the item in their posession for x amount of days and had time to inspect/wear or alter or otherwise use in that time.

 

Give PayPal a ring and let them clarify further. They will also spend time with you discussing the kinds of documentation that they recommend that you keep should you need to dispute a claim.


Crikey !!!  A new poster extolling Paypal's virtues.

Message 21 of 23
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Re: PayPal Policy Update


@digital*ghost wrote:

At this stage, sadly I'd rather be comforted by what PayPal do than what they say, which means waiting to see what things are like in 6 months to a year. 


Did I say I believed it Digi?

But I am still sure that it will set a lot of seller's minds at rest.....but not those sellers who have been round the block a few times with ebay/paypal.

Message 22 of 23
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Re: PayPal Policy Update


@lyndal1838 wrote:

@digital*ghost wrote:

 

I will never understand why they can't accept that increasing buyer confidence and security doesn't have to continually come at the cost of compromising it for sellers. 


To be honest, I fail to see why ebay/paypal needs to keep on increasing buyer confidence and security at all. 

 

In 99% of the buyers who come to the boards with complaints, when you get to the bottom of the story they have not used the Resolution facilites correctly to start with.

 

To my way of thinking a lot more education for both buyers and sellers would go a long way to avoiding more restrictive rules for sellers without giving unscrupulous buyers the all clear to scam sellers.


IMO your on the money lyndal - could not agree with your observations more.

Message 23 of 23
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